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I live in upstate New York and had my drivers licence revoked and am trying to get insurance on my SUV does anyone know of a company that will cover my truck without charging me an arm and a leg for a down payment?
Im a college student and wants to get off my my parents car insurance its currently 97.00 a month she said thats the cheapest it would be because I would have to pay 500 or 800 in advance or something like that. But i want to be independent and just pay it myself under my own plan …any suggested car insurance companies?
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3 young kids, make small income, my husband, the bread winner" is well insured. It’s not cheap! I have 1000, 000, but we don’t feel it is enough.
I’ll start from the basics of my experience. I have been riding for 8 1/2 years. For the first 6 months it was just hour lessons then after that I started going to the Saturday pony care clubs at a variety of stables. I’m 15 now. At the moment I am loaning a pony from the stables I started at 2 months ago. I go up and see him Saturdays, Sundays, Mondays, Wednesdays and every other Friday in the school term and everyday on holidays. I would go up every day but i live a 30 minute drive away and there aren’t any bus routes out there. I am loaning this pony for 3 months (should be 1st April until 1st July but i started a week early as i’m going away next unfortunately). We are planning on loaning for an extra month so it will last most of the Summer holidays. At the moment we are paying £50 per week, so £200 per month.
I really want a horse and have just found a livery stables where some friends keep their ponies. It’s about 15 minutes away if i walk it and under 5 minutes in the car. I found out the prices and they are cheap, very cheap, at £5 per week for a shetland, £10 for a pony and £15 for a horse per week. Everywhere else is about £25 per *week* here but at that yard it’s £40-£50 per month for a pony (depending on how much they eat.)
I have made a spreadsheet saying the costs per month and year and i told my mum about the costs yesterday on the way to see my loan pony. She carried on asking for prices like shoeing and trimming, insurance, shots, dentist, etc. After i had told her it all she just said "hmm… that’s very interesting actually" I have seen this yard and everything seems fine and safe and it’s one of the only ways that people in my area can afford horses.
I don’t know what else to do now, she hasn’t seen the spreadsheet as of yet so i will show that to her in a day or two (i was talking about prices this evening) because i know that if i talk about it too much she’ll get angry and say flat out no.
With the most expensive month going as high as £175 it isn’t as much as the loan and with my own i could go up any day, the pony wouldn’t be used for 4 hours of hacking straight one day per week (not including my ride) and i would have more freedom.
The main factor hasn’t been the responsibility because she’s seen how i am with Minstrel (the loan pony) and i have never quit in all those years, i’ve had breaks due to lack of riding schools but i’ve never stopped at my own will. She’s never said "You wouldn’t go out in the rain" more than once although that was her first ever answer which was a load of nonsense and i’ve proved her wrong since.
The main factor was money (as always) and i’ve said that i will go and get a saturday job in the mornings sweeping floors in the hairdressers or something, the factor was always money before i brought this place up and now it’s the excuse of "What if they decide they don’t like to run the business any more, where would you keep it then? You’d have a pony without a place to keep it. You’d have to sell" This place is a working farm that a family live on, they have horses and cows and sheep of their own so it won’t be closing down any time soon if it ever did.
I don’t know what else i can say, I’m going to have to wait a few days before bringing it up again but the fact is i have everything thought of, it’s just how to present it to her without her thinking I’m nagging and me having a greater chance of having my own eventually. I’d love to buy Mini but he’s a lesson horse and pulls a trap in the summer too, he’s quite valuable to the yard and he’d be expensive. Where i am £1500 is expensive right now, economy isn’t fantastic so it would be the perfect time to buy this winter when my loan has ran out.
Hi I am 18 I live in New York and have had my lisense for about 6 months now and my insurance is pretty expensive like 1200 for HALF A YEAR which is crazy so I was wondering if anyone know of a cheap insurance company for basic insurance thats maybe 1200 for a whole year or cheaper. I also drive a 1994 Saab 900 S Hatchback 2 door
I live in upstate New York and had my drivers licence revoked and am trying to get insurance on my SUV does anyone know of a company that will cover my truck without charging me an arm and a leg for a down payment?
I found some information on Mogul List.com but I would like more information on how to get cheap and low cost health insurance.
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